VA LOAN TYPES

- VA Purchase Loans

- VA Refinance Loans

- Streamline VA Loan

VA LOAN PROGRAMS

- VA Fixed Rate

- VA Adjustable Rate

- VA Jumbo Loans

VETERAN FORMS

- Certificate of Eligibility

- DD-214 Request

VA GUIDELINES

- What is a VA Loan

- VA Loan Limits

- Closing Costs

- Debt Ratios

- VA Funding Fee

- VA Credit Issues

- VA Occupancy Laws

- Joint Loans

- VA Loan Checklist

VA CALCULATORS

- What Can I Afford?

- Borrowing Power

- VA Loan Payments

- Amortization Schedule

- Compare Mortgages

- Consolidation Savings

VA Refinance Loans

Get a Better Rate, Cash-out, or Streamline

Whether you need money to eliminate or consolidate your high interest debts, pay for college tuition, make home improvements or for any other purpose, Texcorp will work to get you the money you need with a strong refinance program geared for you. VA refinancing gives you several options to choose from:

• VA Cash-out Refinance Loans
• Interest Rate Reduction Refinance Loan
• Streamline Refinance Loan

When You Need Money

VA Cash-out Refinance Loans are available for homes that are your principal residence. The VA guidelines allow you to refinance up to 90% of the appraised value of the home (not available in Texas) plus allowing for many of the closing costs to be rolled into the loan amount as long as the property meets the designated loan to value ratio. While there is no minimum amount of time that you must have your existing loan or own your home, your home must have sufficient equity to qualify for this loan.

When You Need a Lower Rate

The Department of VA has created a loan program called the Interest Rate Reduction Refinance Loan (IRRRL) or Streamline Refinance. This loan provides a way for current VA homeowners to reduce or lower their interest rates with no out of pocket expenses and very little documentation. This is only available to veterans who are refinancing their original VA mortgage in which they have used their VA eligibility.

ADDITIONAL ARTICLES