Joint VA Loans

The VA guidelines will allow for more than one eligible veteran(s) to purchase a home.

Veteran Home Loans Rates for 7/27/2008
30 Year Fixed ----------------- 0.000 points 6.500% 6.618% APR		15 Year Fixed ----------------- 0.000 points 6.500% 6.500% APR		Hybrid 3/1 ARM ----------------- 0.000 points 7.500% 8.000% APR

Frequent Question # 6:
-- -- -- -- -- -- -- --
I am a Veteran who purchased a home with my spouse utilizing my VA eligibility. I am now divorced and my spouse was awarded the home. How do I get my eligibility back?
-- -- -- -- -- -- -- --

When the property is awarded to the Veteran's spouse as a result of the divorce, entitlement cannot be restored unless the spouse refinances the property and / or pays off the VA loan in full or the ex-spouse is a veteran who substitutes their entitlement. -- -- -- -- -- -- -- --

>> VA Loan Testimonials

-- -- -- -- -- -- -- --

MONTGOMERY GI BILL
Earning a degree online is flexible and convenient, making it easy for busy individuals to fit online courses into their lives.

University of Phoenix
DeVry University
Westwood College
CTU Online
Capella University
American Military University
Kaplan University

> more GI Bill schools

Get Started With Your VA Loan

* Property Location:
* Loan Purpose:

-- What is a VA Loan?
-- Lending Limits
-- Closing Costs
-- Debt to Income Ratios
-- VA Funding Fee
-- Credit Issues
-- The Law on Occupancy
-- Co-signors or Joint Loans
-- Your Loan Checklist

VA Loan Facts: Co-signors or Joint VA Loans

The VA guidelines recognize legally married spouses of qualified veterans as co-signors on VA loans and can include their income. These loans can be fully guaranteed by the VA.

The VA guidelines will allow for more than one eligible veteran(s) to purchase a home. If more than one eligible veteran is involved, VA divides the entitlement charge equally between them, if possible. These loans can be fully guaranteed by the VA.

While the VA guidelines may allow for a non-veteran to co-sign for a mortgage loan, they will not fully guarantee the loan. The VA Guarantee is limited to that portion of the loan allocated to the veteran's interest in the property. That means the VA will not fully guarantee this type of loan and our company cannot originate loans that are not fully guaranteed by the VA.