The VA guidelines will allow for more than one eligible veteran(s) to purchase a home. If more than one eligible veteran is involved, VA divides the entitlement charge equally between them, if possible.

VA LOAN TYPES

- VA Purchase Loans

- VA Refinance Loans

- Streamline VA Loan

VA LOAN PROGRAMS

- VA Fixed Rate

- VA Adjustable Rate

- VA Jumbo Loans

VETERAN FORMS

- Certificate of Eligibility

- DD-214 Request

VA GUIDELINES

- What is a VA Loan

- VA Loan Limits

- Closing Costs

- Debt Ratios

- VA Funding Fee

- VA Credit Issues

- VA Occupancy Laws

- Joint Loans

- VA Loan Checklist

VA CALCULATORS

- What Can I Afford?

- Borrowing Power

- VA Loan Payments

- Amortization Schedule

- Compare Mortgages

- Consolidation Savings

Co-signors & Joint VA Loans

Getting More Out of Your VA Loan

The VA guidelines recognize legally married spouses of qualified veterans as co-signors on VA loans and can include their income. These loans can be fully guaranteed by the VA.

While the VA guidelines may allow for a non-veteran to co-sign for a mortgage loan, they will not fully guarantee the loan. The VA Guarantee is limited to that portion of the loan allocated to the veteran's interest in the property. That means the VA will not fully guarantee this type of loan and our company cannot originate loans that are not fully guaranteed by the VA.

VA Loan News, Guidelines, and Information for Veterans

:: VA Guaranty and a VA Loan--Is There a Difference?

Many assume the VA provides the money for a VA guaranteed loan, but private banks issue the actual VA mortgage—no money comes from the VA unless the buyer defaults and goes into foreclosure.

:: VA Loan Assumption

Active duty military members facing PCS moves or veterans who want to sell an old home and buy a new one are often faced selling their home before the VA loan is paid in full.

:: VA Loan Eligibility After a Military Spouse's Death

Death benefits connected to VA loans are intended for surviving spouses only. They are not extended to other family members including siblings or children.

ADDITIONAL ARTICLES