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Veteran Home Loans Rates for 5/18/2008
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30 Year Fixed
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0.000 points
6.000%
6.110% APR
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15 Year Fixed
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0.000 points
6.000%
6.190% APR
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Hybrid 3/1 ARM
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0.000 points
7.500%
8.000% APR
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Frequent Question # 24:
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VA Fees Part 2 - Who is exempt from paying the VA funding fee?
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While there is a funding fee for a VA home loan, some people are exempt from paying. If you are a veteran getting disability compensation for service-related medical issues, or are entitled to get compensation if you aren't drawing retirement pay, you are exempt from the VA funding fee for your VA home loan. Also, surviving spouses of those who died in the service, or from service related disabilities are also exempt. It doesn't matter in this case whether the spouse has any of their own entitlements. Remember that the VA has the last word on who is exempt, and some issues may be dealt with on a case-by-case basis. If you have any doubts, ask your local VA rep to review your service records (or your spouse's records) and get a determination from the VA.
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>> VA Loan Testimonials
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Get Started With Your VA Loan
Military Loans: Customer Testimonials
"I just want to thank you so much for helping us with purchasing both our homes. You are so
wonderful. Working over the phone, I really trusted you and you never let us down. Thank you
for all the hard work you put in to give us the lowest rates possible. You definitely have
two faithful customers."
Lupita Fry
Charlotte, NC
USN, E-5 Active Reserve
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"Texcorp is the real deal for taking care of veterans purchasing or refinancing your home.
They processed my request for a home loan within two weeks before my closing.
Everything was completed by their professional personnel flawlessly that resulted in
the purchase of my first house without any problems. Thanks a million."
Omega Harris
Columbia, SC
Active US Army, 30 Years, SGM E-9
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We were blown away at how stress free you made the mortgage process for us.
We had a tough time finding a lender who really understood VA loans and were able
to offer us what we were looking for... We referred you to our friends who are also using
Texcorp to make their dreams come true.
Becca and Eric Hill
Madison, WI
US Coast Guard
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Testimonials from Title Companies:
"Our firm has had the pleasure of working with Texcorp Mortgage Bankers, Inc. for a number of years.
During the time that we have enjoyed this relationship with Texcorp, our experience with Texcorp
has been excellent."
Elise B. McLurkin
Partner
Homesley, Jones, Gaines & Dudley
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"Their professionalism in all aspects of their work has made doing business with Texcorp a pleasant
and enjoyable relationship. Their customers are thoroughly prepared and well informed to their closing
which makes our job that much easier. We highly recommend Texcorp to veterans and active duty
military for financing their homes."
Julie E. Sur
Escrow Officer
Texas American Title Company
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"I have worked with Texcorp Mortgage Bankers, Inc. for seven years. During that time, our working
relationship has been excellent. Everyone that has had the privilege to work with Texcorp in our office
will say the same. They are always friendly and professional."
Diane LeBlanc
President
Security Title
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