VA Refinance

The VA Refinance program lets you pay off your current real estate debt from the proceeds of your new VA home loan.

Veteran Home Loans Rates for 7/27/2008
30 Year Fixed ----------------- 0.000 points 6.500% 6.618% APR		15 Year Fixed ----------------- 0.000 points 6.500% 6.500% APR		Hybrid 3/1 ARM ----------------- 0.000 points 7.500% 8.000% APR

Frequent Question # 4:
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The maximum amount of guarantee the VA will allow on a home loan and maximum loan amounts
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The maximum guarantee authorized by the VA is 25 percent of the loan amount up to $104,250. The maximum VA home loan is $417,000. The maximum guarantee in the states of HI and AK is 25 percent of the loan amount up to $156,375. The maximum VA home loan in these states is $625,500. -- -- -- -- -- -- -- --

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VA Refinance gives you several options to choose from.

VA Cash Out Refinance Loans
Interest Rate Reduction Refinance Loan
Streamline Refinance Loan

Whether you need money to eliminate or consolidate your high interest debts, pay for college tuition, make home improvements or for any other purpose, Texcorp will work to get you the money you need with a strong refinance program geared for you.

WHEN YOU NEED MONEY
VA Cash-Out Refinance Loans are available for homes that are your principal residence. The VA guidelines allow you to refinance up to 90% of the appraised value of the home (not available in Texas) plus allowing for many of the closing costs to be rolled into the loan amount as long as the property meets the designated loan to value ratio. While there is no minimum amount of time that you must have your existing loan or own your home, your home must have sufficient equity to qualify for this loan.

WHEN YOU WANT A LOWER RATE: A STREAMLINED EXPERIENCE
The Department of VA has created a loan program called the Interest Rate Reduction Refinance Loan (IRRRL) or Streamline Refinance. This loan provides a way for current VA homeowners to reduce or lower their interest rates with no out of pocket expenses and very little documentation. This is only available to veterans who are refinancing their original VA mortgage in which they have used their VA eligibility.

Get Started With Your VA Loan

* Property Location:
* Loan Purpose: