VA Loans for Military Veterans and Active Duty

VA loan mortgage calculators will help you find ways to lower your monthly VA loan payments, consolidate loans, compare different VA loans, or understand how much you can afford to borrow.
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Home Loans VA Loan Refinancing ARM - Adjustable Rate Mortgage


Additional Resources for VA Benefits
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VA Loan Tips
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VA Mortgage Calculator

Compute up to three VA loans and compare the results for a new veteran mortgage.

Veteran Home Loans Rates  for  7/27/2008

30 Year Fixed
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0.000 points
6.500%
6.618% APR
15 Year Fixed
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0.000 points
6.500%
6.500% APR
Hybrid 3/1 ARM
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0.000 points
7.500%
8.000% APR



Frequent Question # 23:
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Does the VA Charge A Fee? - Are there fees associated with my VA home loan?
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There is a "VA funding fee" required by law. A first-time buyer will pay a little over two percent for a 'no money down' loan, and a second time buyer's fee is just above three percent. The reason for the fee includes the idea that the veteran is reducing taxpayer burden by contributing to the cost of his VA mortgage. The higher fee for second-time borrowers presumes that there is equity in the home, or the borrower has had plenty of time to save in order to pay for the extra percentage. There is also a fee for VA refinance loans, and they fall within the same general price guidelines; just above two percent for first-timers and just above three percent for those who borrow again. -- -- -- -- -- -- -- --

>> VA Loan Testimonials

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VA Mortgage - Use this calculator to compare several different loans.


Calculators >>

-- How much can I borrow?
-- How much can I afford?
-- How much are my VA loan payments?
-- Show my VA loan amortization schedule.
-- Compare 3 different veteran mortgages.
-- How much can I save by consolidating?

# of Payments
Interest Rate %
Principle
 
Monthly Payment
# of Payments
Interest Rate %
Principle
 
Monthly Payment
# of Payments
Interest Rate %
Principle
 
Monthly Payment

DISCLAIMER: The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.



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