VA Loans for Military Veterans and Active Duty

VA loan mortgage calculators will help you find ways to lower your monthly VA loan payments, consolidate loans, compare different VA loans, or understand how much you can afford to borrow.
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Additional Resources for VA Benefits
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VA Mortgage Calculator

Compute up to three VA loans and compare the results for a new veteran mortgage.

Veteran Home Loans Rates  for  7/03/2009

30 Year Fixed
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0.000 points
5.500%
5.610% APR
15 Year Fixed
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0.000 points
5.500%
5.686% APR




Frequent Question # 30:
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Improving Credit - How can I help myself before applying for a VA home loan?
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Because your VA loan eligibility depends on your debt ratio, it's a good idea to start thinking about fixing your credit long before actually filling out loan paperwork. The best way to help yourself out is to follow the advice of a credit counselor, but you can also take steps on your own to increase your eligibility for a VA home loan. Eliminate as much credit card debt as possible. If you can get yourself down to a single card and stay that way for six months, you will be well on your way to improving your debt ratio and your credit rating. Remember that the maximum debt ratio allowed for approval is 41%, and that your credit rating is also a factor. If you are within a few months of paying off a major debt such as an automobile loan, do so as quickly as possible. You'll most likely need to allow for credit reporting agencies to "catch up" with your newly paid off cards and loans. -- -- -- -- -- -- -- --

>> VA Loan Testimonials

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VA Mortgage - Use this calculator to compare several different loans.


Calculators >>

-- How much can I borrow?
-- How much can I afford?
-- How much are my VA loan payments?
-- Show my VA loan amortization schedule.
-- Compare 3 different veteran mortgages.
-- How much can I save by consolidating?

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Interest Rate %
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# of Payments
Interest Rate %
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# of Payments
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DISCLAIMER: The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.



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