VA Mortgage Calculator

Veteran Home Loans Rates  for  7/03/2009
30 Year Fixed ----------------- 0.000 points 5.500% 5.610% APR		15 Year Fixed ----------------- 0.000 points 5.500% 5.686% APR

Frequent Question # 30: -- -- -- -- -- -- -- -- Improving Credit - How can I help myself before applying for a VA home loan? -- -- -- -- -- -- -- -- Because your VA loan eligibility depends on your debt ratio, it's a good idea to start thinking about fixing your credit long before actually filling out loan paperwork. The best way to help yourself out is to follow the advice of a credit counselor, but you can also take steps on your own to increase your eligibility for a VA home loan. Eliminate as much credit card debt as possible. If you can get yourself down to a single card and stay that way for six months, you will be well on your way to improving your debt ratio and your credit rating. Remember that the maximum debt ratio allowed for approval is 41%, and that your credit rating is also a factor. If you are within a few months of paying off a major debt such as an automobile loan, do so as quickly as possible. You'll most likely need to allow for credit reporting agencies to "catch up" with your newly paid off cards and loans. -- -- -- -- -- -- -- -- >> VA Loan Testimonials -- -- -- -- -- -- -- -- MONTGOMERY GI BILL Earning a degree online is flexible and convenient, making it easy for busy individuals to fit online courses into their lives. University of Phoenix DeVry University Westwood College CTU Online Capella University American Military University Kaplan University > more GI Bill schools

VA Mortgage - Use this calculator to compare several different loans.

Calculators >>

-- How much can I borrow? -- How much can I afford? -- How much are my VA loan payments? -- Show my VA loan amortization schedule. -- Compare 3 different veteran mortgages. -- How much can I save by consolidating?

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